Dubai Holdings.

Investment Register

Last updated: 4 Aug 2026
Updated by: Samih · all values USD unless marked

Total Holding

$53,701,279.78

Business $48,021,279.78 · Personal $5,680,000.00

Cash in accounts

$36,000,000.00

Business $33,000,000.00 · Personal $3,000,000.00

Fixed deposits

$8,500,000.00

Business $7,500,000.00 · Personal $1,000,000.00

Stocks

$9,201,279.78

Business $7,521,279.78 · Personal $1,680,000.00

Where the money sits

Cash 67.0% Fixed deposits 15.8% Stocks 17.1%

Business accounts

9 accounts · balances in the account's own currency, US dollar value alongside · swipe the table sideways for all columns →

Account	Bank	Currency	Balance	USD value
Business Account 1	Emirates NBD	AED	29,380,000.00	$8,000,000.00
Business Account 2	Emirates NBD	AED	7,345,000.00	$2,000,000.00
Business Account 3	ADCB	AED	18,362,500.00	$5,000,000.00
Business Account 4	HSBC	USD	4,000,000.00	$4,000,000.00
Business Account 5	HSBC	USD	6,000,000.00	$6,000,000.00
Business Account 6	Emirates NBD	AED	3,672,500.00	$1,000,000.00
Business Account 7	DIB	AED	11,017,500.00	$3,000,000.00
Business Account 8 · brokerage cash	IBKR	USD	1,500,000.00	$1,500,000.00
Business Account 9	Mashreq	USD	2,500,000.00	$2,500,000.00
Business cash total				$33,000,000.00

Personal accounts

3 accounts · kept as a separate book, never mixed with business records · swipe the table sideways for all columns →

Account	Bank	Currency	Balance	USD value
Personal Account 1	Emirates NBD	AED	2,938,000.00	$800,000.00
Personal Account 2	ADCB	AED	5,508,750.00	$1,500,000.00
Personal Account 3 · brokerage cash	Schwab	USD	700,000.00	$700,000.00
Personal cash total				$3,000,000.00

Fixed deposits

the decision date counts back from the bank's notice period, not the maturity date · swipe the table sideways for all columns →

Account	Bank	Principal	USD value	Rate	Matures	Notice	Decision needed
Business Account 3	ADCB	AED 14,690,000.00	$4,000,000.00	4.10%	18 Aug 2026	7 days	⚠ by 11 Aug 2026 — 7 days away
Business Account 5	HSBC	USD 3,500,000.00	$3,500,000.00	4.75%	12 Sep 2026	14 days	by 29 Aug 2026 — 25 days away
Personal Account 2	ADCB	AED 3,672,500.00	$1,000,000.00	3.90%	25 Sep 2026	30 days	by 26 Aug 2026 — 22 days away
Deposits total			$8,500,000.00

Stock holdings

prices are the previous market close (3 Aug 2026) · gains measured against what was paid · flags come only from written rules · swipe the table sideways for all columns →

Holding	Book	Qty	Avg cost	Last close	Value (USD)	Gain / loss	Vs benchmark	Status
AAPL · Apple	Business	20,000	$95.00	$120.00	$2,400,000.00	+$500,000.00 +26.3%	+7.9 pp ahead	✓ within rules
MSFT · Microsoft	Business	8,000	$310.00	$305.00	$2,440,000.00	−$40,000.00 −1.6%	−7.8 pp behind	✓ within rules
TSLA · Tesla	Business	6,000	$260.00	$200.00	$1,200,000.00	−$360,000.00 −23.1%	−35.2 pp behind	⚑ >20% below cost
EMAAR · Emaar (DFM)	Business	800,000	AED 5.50	AED 6.80	$1,481,279.78 AED 5,440,000.00	+AED 1,040,000.00 +23.6%	+14.3 pp ahead	✓ within rules
VOO · Vanguard S&P 500	Personal	4,000	$380.00	$420.00	$1,680,000.00	+$160,000.00 +10.5%	±0.0 pp (is the benchmark)	✓ within rules
Stocks total					$9,201,279.78	Business $7,521,279.78 · Personal $1,680,000.00

Tax deadlines

the "to accountant by" date counts back from the filing deadline, the same way deposit warnings count back from maturity · swipe the table sideways for all columns →

Filing	Covers	Filing deadline	Figures to accountant by	Status
VAT return · Q2 2026	1 Apr – 30 Jun 2026	28 Jul 2026	—	✓ filed 24 Jul 2026
Corporate tax return · FY 2025	1 Jan – 31 Dec 2025	30 Sep 2026	31 Aug 2026	⚠ figures due in 27 days
VAT return · Q3 2026	1 Jul – 30 Sep 2026	28 Oct 2026	7 Oct 2026	85 days to filing